the people who dont pay their medical bills = 8% of the population who get bills their care doesnt cover or they dont have coverage. Its really a SMALL miniscule problem to the overall HC industry.
No the reason why your premiums rise is because of
Lack of competition
Too much Govt Intervention (mC/MC)
Lack of transparency on actual costs of care.
its partly insurance companies, the other part is consumers dont shop for HC





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