Actually, it seems that we are both wrong on one point. They don't have to get the insurance, and won't be fined.
"There are exceptions. Certain people with religious objections would not have to get health insurance. Nor would American Indians, illegal immigrants, or people in prison." - http://www.csmonitor.com/USA/Politic...-buy-insurance
http://www.watertowndailytimes.com/a...WS02/301099964
So your argument was moot from the initial statement.