Because people are cheap,and don't want to have to pay at the doctor's office. They want free care. The doctor's office wants you to submit your insurance paperwork, or pay when you visit. The ER just takes down your info, and sends a bill. You don't have to cut a check on the spot.
"Racing is life. Anything before or after is just waiting." - Steve McQueen
But you end up owing more than $40 for a regular doctors visit. I just went to the ER with no insurance and I paid $80 there and just got billed almost 2k, if I could of waited until Monday to go to the regular doctor and only pay $40 and get a cheap prescription I would of defiantly done that. So you're saying people just don't PAY the money they owe to the hospital after a visit?