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PD code 805D
Protection of Young Consumers
Credit cards cannot be issued to people under the age of 21 unless they have an adult co-signer or show proof that they have the means to repay the debt (proof of reasonable income).
College students will be required to receive permission from parents or guardians in order to increase credit limit on joint accounts they hold with those adults.
People under the age of 21 will now be protected from pre-screened credit card offers unless they specifically opt-in for offers.