Quote Originally Posted by blacknightteg
but at the same time who do you think is more at fault? it is us? the big banks dont give a fuck, i mean shit if they did this wouldnt have happened in the first place. i said this already but i will say it again. our society is still way to fucking caught up in ourselves and its fucking our country up. we are so fucking independent from one another we only want to make it on our own and not think about other people or our peers. the big business is not to blame, im sorry but their not. granted i dont agree with their practices and what not, but i mean seriously can you blame them for capitalizing on opportunity? i shure as hell cant. if i was in their situation, i sure as hell would probably end up doing the same thing.

I agree with both of you. The banks were not using good business practices by balancing risk and reward. They are not at the heart of the fault though. That falls first on the people that bought houses they couldnt afford, then second on the govt for forcing banks to give loans to these people that shouldnt have qualified to start with.