I don't normally watch Fox News but Bill O' Riley had an interesting point of view at the opening of his show.

In a nut shell our economy is a social contract that basically says that we as consumers are supposed to trust in the fact that the market isn't rigged and that we are getting a fair deal because the government is there to regulate it. He went on to say basically what I have believed all along with the mortgage crisis. While it is easy to blame any one person, party, company, etc. The blame must be spread out evenly. The government didn't do their job by regulating the companies, the companies didn't do their job by not being too greedy, and we didn't do our job by being responsible without money, credit, etc.