Ok my Dad pays my bills. So all of a sudden because of that I'm not entitled to an opinion? 

 That's pretty ridiculous if you ask me and you're pretty well educated if I remember correctly. 
Again please point out to me other than this campaign, and The Harvard Law Review(which again is basically nothing more than a school newspaper), what has Obama managed on a day to day basis that has had a major impact on people's lives. This is something that nobody has been able to show me since the start of this campaign hence why I don't believe he is ready. His voting record while clear, his statements in the press are constantly changing.