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Thread: Bike insurance..........

  1. #1
    josh42191
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    Default Bike insurance..........

    Anyone know whats the cheapest insurance.

    Bike is a 2003 cbr 600rr

    any help is appreciated!!
    06 lexus es330
    03 honda cbr 600rr


    Josh

  2. #2
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    all bike insurance is cheap compaired to what i pay a month for a car that doesn't run

  3. #3
    IA Senior Member punkr6's Avatar
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    your age and driving record is gonna be the problem. I used state farm on my r1 and it was $260 every six monthes for full coverage....

  4. #4
    josh42191
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    sorry my age is 18 im going to use the bike to comute about 100-150 altogether about 4 days a week. Prem. gas and that many miles aren't cheap plus putting all the extra miles on the car.

    reps for help though!!

    punkr6 what all did you do to get the insurance so cheap. I called geico and progressive and was quoted 2500 from geico and almost 5k a year from progressive

    I'm taking a motorcycle training course tomarrow to lower the price and going to get lo-jack or an alarm to lower the price if that is going to help any one giving any info.


    thanks,
    Josh
    06 lexus es330
    03 honda cbr 600rr


    Josh

  5. #5
    josh42191
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    also one ticket two years ago doing 90 in a 70. took a defensive driving class afterwards
    06 lexus es330
    03 honda cbr 600rr


    Josh

  6. #6
    josh42191
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    update checked with state farm

    quote:

    comprehensive 500 down payment and 87 monthly payments

    the tollfree number guy said there werent any discounts not sure if thats correct but i'll give the state farm office a call monday to check into it.

    thanks for all the information and anyone else with additional help please add


    thanks,

    Josh
    06 lexus es330
    03 honda cbr 600rr


    Josh

  7. #7
    IA Senior Member punkr6's Avatar
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    Quote Originally Posted by josh42191
    update checked with state farm

    quote:

    comprehensive 500 down payment and 87 monthly payments

    the tollfree number guy said there werent any discounts not sure if thats correct but i'll give the state farm office a call monday to check into it.

    thanks for all the information and anyone else with additional help please add


    thanks,

    Josh
    87 month is not that bad for your age and the fact that its a sport bike. If there is anyway possible to get your parents on the title, they could insure it for a lot less then you. I did that once a long time ago and it saved me a lot.

  8. #8
    The Gradies... eraser4g63's Avatar
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    When i was looking my alstate agent sent me to progressive.
    Try not. Do or Do not.

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    Quote Originally Posted by josh42191
    update checked with state farm

    quote:

    comprehensive 500 down payment and 87 monthly payments

    the tollfree number guy said there werent any discounts not sure if thats correct but i'll give the state farm office a call monday to check into it.

    thanks for all the information and anyone else with additional help please add


    thanks,

    Josh
    that sounds about right.. my freind has a r6 an he pays 89 a month

  10. #10
    josh42191
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    thanks for all the feedback should be getting the bike this coming up week. will post pics then!!
    06 lexus es330
    03 honda cbr 600rr


    Josh

  11. #11
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    What kind of coverage do you want. If you get liability only it is gonna be hella cheap. Thats what I got and its only $82/yr for my bike.

  12. #12
    rockem sohcem robot
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    haha i pay 212 a month for insurance on my buell from safeco (progressive) anyone wanna help me?
    "TheCrew"
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    just because I came in late I am leaving one two open haha

  13. #13
    stock EK
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    i pay 159 for 6month full coverage on my 06 r6...

  14. #14
    IA Senior Member punkr6's Avatar
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    Quote Originally Posted by masonhenson
    haha i pay 212 a month for insurance on my buell from safeco (progressive) anyone wanna help me?
    I would be selling that thing if I were you.....

  15. #15
    Uber N00B
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    I'm almost 28 and my 07 Ninja 650R is only ~$10/month for liability only. When I had my 06 Busa, liability only was also ~$10/month, but I went for full coverage at <$40/month. This is State Farm.

    Forged Performance Built & Tuned:
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  16. #16
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    2006 Yamaha R6
    State Farm
    Full coverage $26.xx a mnth
    Multi car discount and a few others, age 25
    RIP Val, Your "lil negro" will miss you


  17. #17
    King of the Mountain Truegiant's Avatar
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    dr650 dual sport cost me $67 per year for liability. So I upgraded to full coverage for $104 for the year.

    I didnt think it was that bad.
    Only two men ever offered to die for you, Jesus Christ and the American Soldier. Defend your rights or lose them forever.

  18. #18
    still searching! Hondatwin23's Avatar
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    20 buck for liability. going to upgrade very soon
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    1997 w/1999 civic w/ Built GSR...FS/FT

  19. #19
    Certified Gearhead Woody150's Avatar
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    Progressive was the cheapest by a long shot for me. Gieco was the most. Allstate was in the middle. I'm with USAA for my car... and they use/sent me to Progressive for my bike.
    1985 Toyota 4Runner "TRU 4WD"
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  20. #20
    Senior Member ueyedgr8tness's Avatar
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    get full coverage alway's also i got a women that can fix u up and get u the cheapest around pm if you need her #
    I check sluts off my list like a maintnence man
    I drive a low is3 just so it gives me a reason to drive super slow on these rough ga roads.

  21. #21
    josh42191
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    update so i got the bike its in another thread, its labeled 03 cbr 600rr in the motorcycle section. So far so good bikes pretty fun still taking it easy for now but im taking back roads to practice on my turns but anyways thanks for all the information and help on the insurance.
    06 lexus es330
    03 honda cbr 600rr


    Josh

  22. #22
    josh42191
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    ok insurance company droped me (state farm) because a ticket from 5/18/08 i have until the 30th of september to get different insurance. talked to progressive today and seems like their the best bet. Its even cheaper than what I was paying at state farm so if anyone knowns someone whos an agent or can get a good deal pm me and give details thanks


    Josh



    reps for help !
    06 lexus es330
    03 honda cbr 600rr


    Josh

  23. #23
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    i have progressive and there good. ive been with them for a little over a year now since state farm dropped me as well. no tickets no driving record. they just said they were no longer going to insure me. i told the agent to go eff himself, ill never use state farm again.


    09 CTS - takin out the ladies
    08 Jeep Grand Cherokee - daily driver
    05 CBR1000RR Repsol - panty dropper

  24. #24
    josh42191
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    Thanks yeah I think I'm going with progressive too they told me it's going to be 300$ cheaper a year from state farm so guess it's good that they stopes me


    Reps when I can
    06 lexus es330
    03 honda cbr 600rr


    Josh

  25. #25
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    $300 cheaper?! I'm only paying like $320 a year for full coverage.


    09 CTS - takin out the ladies
    08 Jeep Grand Cherokee - daily driver
    05 CBR1000RR Repsol - panty dropper

  26. #26
    josh42191
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    Damn maybe I need to talk to your agent then idk he said it was high because I'm 18 the bike is my only policy and I have one ticket
    06 lexus es330
    03 honda cbr 600rr


    Josh

  27. #27
    sukanigadikosum DieselNuts's Avatar
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    I've got an ugly driving record with 3 speeding tickets and a DUI. My insurance for my 02 R1 is $45/mo for liability only through Allstate.

    In some cases, having a clean record really does pay...

  28. #28
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    Quote Originally Posted by DieselNuts View Post
    I've got an ugly driving record with 3 speeding tickets and a DUI. My insurance for my 02 R1 is $45/mo for liability only through Allstate.

    In some cases, having a clean record really does pay...

    i had alot of tickets in georgia. but when i moved to cali my record didnt fallow me. moved back and still have a clean record!


    09 CTS - takin out the ladies
    08 Jeep Grand Cherokee - daily driver
    05 CBR1000RR Repsol - panty dropper

  29. #29
    sukanigadikosum DieselNuts's Avatar
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    Quote Originally Posted by deathrex View Post
    i had alot of tickets in georgia. but when i moved to cali my record didnt fallow me. moved back and still have a clean record!
    sounds like I need to change my state of residence!

  30. #30
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    I used The Warnock Agency in Oakwood and they beat any price I could fine. Its through Progressive and I would recommend using them.
    Their number is: 678-450-8003
    Give them a call and see what they can work up for ya.
    Let me know how it goes.

  31. #31
    Certified Gearhead andrewkd16's Avatar
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    dude i was 19 and had an 07 gixxer with 2 tickets and i went with state farm and the 1000 deduct and it was 47 monthly.

  32. #32
    Certified Gearhead andrewkd16's Avatar
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    oh full coverage btw

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