not in debt casey. a loan, i would like to get a credit line established for me because one day i would like to own a house. and btw i do work and save money like right now i got 1200 bucks in the bank minus the 150-200 bucks a week i spend in bills and considering i only make 306 bucks a week until i get hired straight thru the paint company i work for. but yeah small cheese ill call you when i get a chance