you can get a SV650S with the full fairing. i think they look awesome with the full fairing. but the whole half fairing has its advantage, when changing oil, you dont have to take the bottom fairing off which sometime can be the biggest pain in the ass. but i would still consider getting an SV, if you buy a used one they range anywhere from 3700 to 4900 dollars for the 03+ SV650S. but another choice to look at for a first bike is the ninja 650R. its also a V-twin. not as much grunt as the SV but i love kawis and the ninja has a color combonation that i love. red frame with black fairings looks awesome. the advantage with the SV over the ninja is that the SV has been around for sometime and they are lots of goods out there for it. the ninja not much soo. but they just introduced it not too long ago.
bandits i guess are alright, i don't know much about them so i can't really tell you anything about them. iam sure though they would make a good first bike.
i would not suggest to get a katana. ugly, heavy, more of a touring bike than a performer.
1st picture: full fairing SV650s
2nd picture: ninja 650r




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