Yeah I put a gy6 on mine a little while ago I mean it's not the prettiest right now but it's fun as shit. Monster gy6 is a good company but they charge kind of a lot. I did the swap myself in like 2 hours and saved like $500. About the insured thing I haven't really been messed with by cops too much since the swap. I bought mine for a $1000 and have put maybe another $600 in it so $1600 and it's a lot faster then stock. You say you'll keep it stock just wait until you drive the 50cc lol.