Checked the rates, or just went "screw it, this looks good"? LoL

Yeah, I've had my capital one for 4yrs, now. Plan to close it when I hit the 5yr mark. Gotta keep my bank of america account open for like another 4 years (sucks!) cuz I opened a credit card with them like last september. I don't like to have cards for a period of less than 3yrs, but I prefer 5. I think I read somewhere it looks better on you to do it that way as far as credit score and stuff. Obviously, this applies moreso to those that don't have alot of credit built up... This morning when I checked, I checked all three and was at like 714, 703, and 713 with the 3 unions. Not bad.

Nonetheless...had any problems with either one?