Yeah, see my manager said she didn't like to have the government be her savings account.lol Now I don't have-have kids.lol It's just a 12 year friend I assist because everyone where she lives get's paid under the table.

So thats partly why I do it this way as well. I just kinda like starting the new year off with a lump sum. It allows you to do some things, because do you really save that extra $200 or so? I'm not debating, I went over this idea heavily.

I just decided to take $500 & drop it in interest bearing account, & do what I normally do. I just wanted to get another alternative....Vegeta