Yea looking back, I never learned anything in school relating to investments, loans, mortgages, etc. Fucking school system sucks, just been listening to the parentals and trying to stay ahead of the curve so to speak. I plan on putting $100 in there every month, so hopefully it should work out well enough. What I don't get is will the money just compound by itself, or do i actively have to invest in stocks or funds to get it to grow? I bought 35 shares of one stock with that first $100 just to see what its all about, and so far its been a positive return. But, I've only had it for one day lol, so hmm.