Good topic. None of us should count on social security. We'll have to be 67 (maybe older) before we can even start to draw any. Thats if it still exists. I definitely don't want to work that long. I don't even know if I'll live to be that old. I've been contributing to my 401K since I was 17. The company I'm at now only matches $.50 to the $1 up to 3%. But hey it's better than nothing. A lot of people older than me at my work are scared of 401K, because they don't know much about it. But if they would sign up they'd be getting a raise so to speak. It grows slowly in the beginning, but the longer your doing it the more you have. The more you have the faster it grows.


Another good thing to invest in is Roth IRA's. Some think it's better than 401k because your not taxed on the money you make. Where as with 401K, your taxed on growth when you withdraw it during retirement.