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Thread: so i opened up my own mortgage company

  1. 11-14-2005, 12:48 AM #1
    carrascopa
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    Default so i opened up my own mortgage company

    no hating.. I know there are a few people who i tried to help out but could not. but regardless... I ve been doing business with IA members for about 2 years now with IA members and It has been a pleasure.. If any of you have any questions regarding financing a home. Than let me know. Thats all.. Peacil Ceacils
    Last edited by carrascopa; 11-14-2005 at 12:59 AM.


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  2. 11-14-2005, 09:49 PM #2
    chmura
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  3. 11-15-2005, 10:15 AM #3
    Kevykev
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    Alex Mortgage up in this.

    Leisa and S. 4 Life NM?
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  4. 11-15-2005, 11:02 PM #4
    E46//M3
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    Alex what is the name of the Company? i would like to know since i am an agent and it is always good to know good Mortgage Brokers.
    Thanks,
    Lucas
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  5. 11-17-2005, 03:03 AM #5
    carrascopa
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    Quote Originally Posted by Turbo- Neon
    Alex what is the name of the Company? i would like to know since i am an agent and it is always good to know good Mortgage Brokers.
    Thanks,
    Lucas
    well you dont have your private messagin enabled, but my company is called

    norstar mortgage group. I would give you a sales pitch on how great we are and how we have the best programs out there, but truth be told we can do the same thing everyone else can do. the only thing that sets me apart from the rest is that about 95% of my business is on a referral base. meaning, it comes from realtors like yourself and satisfied past clients. That in itself speaks for itself. If you want to discuss how we may be able to work together in the future , call me. 770-778-4422 than i can give you my sales pitch.. haha... Thanks for showing interest man.


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  6. 11-17-2005, 12:23 PM #6
    Brett
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    Plus kevin gives a free blow job with every approval
    Brett (One of the true OG's, No really... ask anyone)
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  7. 11-17-2005, 04:19 PM #7
    AznTraitor
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    congrats Alex! can you do out of state stuff too? just for future reference....
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  8. 11-17-2005, 10:18 PM #8
    E46//M3
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    Alex,
    Thank you for the information. By you telling me that you basically make a living from referrals means alot in the mortgage business. I would definitely like to talk to you about diferent programs that i want to start offering to my clients. stated income,full docs,and big paper loans are some of the programs that i would like to start using and maybe you can suggest what lender would work better for each scenerio. Once again thanks for the info and i hope that we can work together in the future. Also, good luck with the company.
    Lucas
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  9. 11-18-2005, 10:22 AM #9
    carrascopa
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    Quote Originally Posted by Turbo- Neon
    Alex,
    Thank you for the information. By you telling me that you basically make a living from referrals means alot in the mortgage business. I would definitely like to talk to you about diferent programs that i want to start offering to my clients. stated income,full docs,and big paper loans are some of the programs that i would like to start using and maybe you can suggest what lender would work better for each scenerio. Once again thanks for the info and i hope that we can work together in the future. Also, good luck with the company.
    Lucas

    Thank you very much. Stated income loans are about 75% of my business. Stated income 100% is what we do. I am a certified FNMA trainer so i know full doc, a - paper stuff too and i am very well versed in the alt - a world

    example using bank statement deposits for income documentation, etc.....

    i also have a company that can do financing up to 7 million dollars on a residential SFR. so i have all the bases covered.

    I can do land loans, commercial even have a source for SBA, car, boat and airplane loans.. im not even kidding man. When i set out to open this company i wanted to cover all that i could.. I currently have 176 lenders that I can broker to.

    Anyways , when you are ready give me a call. We can go out to lunch and go over all these things.


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  10. 11-18-2005, 01:01 PM #10
    carrascopa
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    Quote Originally Posted by AznTraitor
    congrats Alex! can you do out of state stuff too? just for future reference....
    .
    sorry man.. I didnt even see your comment until just now. Yes I can I am fully licensed in 13 stated and working on my OHIO approval now.. So that will be 14 states by next year. I pretty much have the majoruty of the south east / east coast taken care of man


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  11. 11-18-2005, 01:45 PM #11
    AznTraitor
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    Quote Originally Posted by carrascopa
    .
    sorry man.. I didnt even see your comment until just now. Yes I can I am fully licensed in 13 stated and working on my OHIO approval now.. So that will be 14 states by next year. I pretty much have the majoruty of the south east / east coast taken care of man

    haha, well reach out to Seattle,WA.....Ft Lewis man....that's most likely where I'm gonna be stationed.
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  12. 11-18-2005, 02:26 PM #12
    carrascopa
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    Quote Originally Posted by AznTraitor
    haha, well reach out to Seattle,WA.....Ft Lewis man....that's most likely where I'm gonna be stationed.
    i could probably do something out there.. When you ready let me know.


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  13. 11-18-2005, 06:41 PM #13
    E46//M3
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    Sounds great man. I would love to get together and talk about the market and different plans, but i am sure it would be hard for you and i to get together next week since everybody wants to close all their loans before thanks giving. After next week i would free. Give me a call at 770-572-9713. At this point i am really interested on a land loan. can you tell me which lender you use for that type of loan . Also on the stated income loans who do you use and do they charge MI. What would be the PAR rate on a stated vs full DOCS with 12 MO bank staments. Sorry for all the questions, but right now i have customer with 780 plus score and he is pretty picky about the rate ,and i know he would be better going full docs.
    See You Latter,
    Lucas
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  14. 11-28-2005, 06:44 PM #14
    Miknow
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    I am curious to know what lenders you guys mostly use. I also work in this field...I work for a lender in the funding/post closing department.
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  15. 11-28-2005, 09:47 PM #15
    chmura
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    ALEX call peeps back will you
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  16. 11-28-2005, 11:49 PM #16
    carrascopa
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    Quote Originally Posted by chmura
    ALEX call peeps back will you
    cant a man have a holiday??? geeze.. ooops.. sorry


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