my gf is trying to get a loan for 5000 and she only has a credit card she hasnt paid on since october last year so im sure thats defaulted on her credit report. other then that she has her car shes been paying for almost a year no late payments or anything. thats all she has on her. every credit union shes called wants a recent check stub but her jobs are giving her good hours one week and a few short the next week. wheres a good place to get a loan for 5k?