i am not really looking for someone to take care of my finances on "the side" ....preferably someone that have a practice and know what they are really doing....because i have an accountant....he also does it on "the side" and i just got tired of tracking him down everytime i need something. I am not questioning your friend's credibility; I am just looking for a professional. I know that IA is probably not the right place, but I figure it's worth a shot....thanks for the inquiry