ways to build credit..

[punkr6]

yeah if you pay cash for everything. i dont know many people that can pay cash for a house, car, college, you must have millions. Most people dont have this kind of money so if you have strong credibility and lenders will lend you money...why not?

if you don't have any debt, and a good bit in the bank, you can get a house loan without all this ( bad credit ) you speak of....

[HatchHero]

if you don't have any debt, and a good bit in the bank, you can get a house loan without all this ( bad credit ) you speak of....

i dont understand what your saying? If you have no debt and keeping up with all your payments, have revolving accounts, have 3% down. yeah your credit should be way above 620 so... yes you can get a home loan. go try and see if a lender will give you a home loan with under a 620 fico and you got money in the bank and see what happens you will be jumpin thru hoops to get that loan.And if you do get it let me know because i got two clients that what to buy but cant cuz of credit. Im a mortgage broker i dont care about your money the real question is are you credible enough to pay back what lenders LOAN YOU.