Quote Originally Posted by BanginJimmy View Post
if you arent a member of a credit union, find a way to become one. They will offer you the best rates and be the most lenient on age and mileage of the car you buy.

True that. Most credit unions now just require the $5.00 in shares to join. Do not use capitol one. Even with great credit, their rates are outrageous. Now if you or your dad are prior, retired military or civil service you cant beat Pentagon FCU which is where i finance through. 3.99% for virtally any car new or used up to 60 months based on vehicle cost.