Credit Issue, Please HELP!

[umairejaz]

Ok, so its been a few weeks now that i've been trying to pull my credit. I have tried applying for a credit card, open a stock brokerage account and everyone says they can't pull it. I tried pulling it from annualcreditreport.com and they say they can’t pull it up. They say I must do it by mail so I sent them all the information they required and still, nothing. Im stumped, please help


Just four months ago I opened a checking acct and they offered me a $15k limit credit card on the spot, I declined it.... yet currently no one is able to pull it.

[Tracy]

Do you have the right SS number?

[umairejaz]

^That is what I thought, I kept thinking my SS number is incorrect... but I'v got it memorized and double checked.... everything is in line.

[Tracy]

Maybe your mama told you the wrong berfday. It sounds like your info isn't matching up somewhere. I would call the SS department, then check your birth certificate. I saw on Tyra that someone had been celebrating their birthday on the wrong day all of their life. They were off by a day because their parents made a mistake

[umairejaz]

^Lol, thanks for the smile, but I pulled it up last year and everything went smooth as butter. I even pulled up my score 7 months back.

[Tracy]

^Lol, thanks for the smile, but I pulled it up last year and everything went smooth as butter. I even pulled up my score 7 months back.

The call the credit bureaus personally and ask if that's the case. I can assure you, no one here will be able to tell you.

[umairejaz]

^I need to, I tried contacting Experian and Trans Union but no luck.

I just tried freecreditreport.com, the one from the commercials....





"For the protection of your personal records, we cannot provide instant delivery of your report based on the information that you have provided. Additional information is required in order to verify your identity and authorize the release of your Credit Report.

To complete your order, please contact Customer Care toll free at 1-877-481-6826, Monday-Friday from 6 a.m. to 6 p.m., Saturday-Sunday 8 a.m. - 5 p.m. (Pacific Time).

Thank you for your patience. We appreciate your business! "

[Tracy]

^I need to, I tried contacting Experian and Trans Union but no luck.

I just tried freecreditreport.com, the one from the commercials....





"For the protection of your personal records, we cannot provide instant delivery of your report based on the information that you have provided. Additional information is required in order to verify your identity and authorize the release of your Credit Report.

To complete your order, please contact Customer Care toll free at 1-877-481-6826, Monday-Friday from 6 a.m. to 6 p.m., Saturday-Sunday 8 a.m. - 5 p.m. (Pacific Time).

Thank you for your patience. We appreciate your business! "

You should be able to cal them right up. I have done it on more than one occasion. I mean they are a bureaucracy, but you should still be able to get a hold of them. Worse comes to worse, Experian is here, zo you can just go down there.

[umairejaz]

Where do I find their number? I believe they will be closed now, no?

[Tracy]

Where do I find their number? I believe they will be closed now, no?

Yes, prolly.

Experian
www.experian.com

5909 Peachtree Dunwoody # 1100
Atlanta, GA 30328-8103
(678) 731-1000

[umairejaz]

New information found, supposedly there is a SS number error that pulls up every time a company tries to pull my credit report which doesn’t allow them to receive it. I think I might have written my SS number wrong when I renewed my license last month and because of that there is an error.

I hope I can resolve this tomorrow. I plan to go get that credit card and open that account!