Credit Card first time

[The_ CaneCorso]

Yea but she need sto get a loan or a credit card to start it. i said first franklin a $500 loan but they want a co signer because of her no credit and like I said a credit card if used wisely will be a good idea.

[Paree4g63]

capital one is the best one with independent and dependent choices but the disadvantage is they need your insurance payment as collateral to join. They offer crazy plans up to 15yrs or more on the credit builder or with a co-signer. Their apr's are ok if you pay the insurance collateral but they claim they will reimburse it back to you after a certain time. I'd say they are in need of desperate attention if they have gone through such lengths for their customers. Just don't get American Express unless you're a baller, stick it to 1 or 2 credit cards at the most. The real objective is to pay for everything with cash if you have it and if you want it but credit cards has helped me during the hard times before. good luck

to build credit, you have to have lots of credibility & consistency.