Quote Originally Posted by One_Bad_SHO
However, for roughly 5 bills I don't see a big company fighting for it as it would cost more upfront to recover that money (though the legal fees would eventually have to be reinbursed/paid for by, you guessed it, YOU).
Big companies have legal departments and lawyers on staff. They don't have to fork out extra money to hire an attorney. Especially a company like JP Morgan Chase.

If anything, a small business owner probably wouldn't be as willing to hire an attorney to recover $500 when the attorney himself will cost the same.