Quote Originally Posted by BanginJimmy
so you are saying that these people managed to put together over 100k in cash to buy a house, furnish it, buy cars, insure them and everything else all without gaining any kind of credit?

I dont believe you. You MIGHT run into 1 person in a lifetime that is so incredably smart that they can do that, but the chances of that are so slim its not even worth thinking about. To claim to know several of them is absolutely retarded.
LoL ok, so I'll be sure to provide you with references in the future so you believe me. Honestly I don't care. One of my best friends cousins (for example) is 29 years old. he owns his house (bought and built with cash) a newer car (not brand new) and has no debt. He did this by working and being smart with his money. NOT borrowing to build his credit. It's not some great big mystery that can't be possible. You don't need credit. You think the whole housing crash thing would've happened if the "need to buy **** on credit" wasn't be pushed so hard? There isn't one thing now done using credit that cannot be done the same way using the cash method. All it takes is time and paitence. Not being "incredibly smart".