Quote Originally Posted by Schugg
dont close one credit card to open another,
nothing wrong with that. Balance transfers can help BIG! Just don't close a JC penny and open up a Riches Macy's if you know what i mean.


You're right though Seasoning is big, it's good to show accounts with long histories with 0 derogatory items. That can build a strong profile.


In you're particular case, your account balance -to- credit limit ratio did it for you.