Quote Originally Posted by One_Bad_SHO
Theres a lot of great suggestions that have been posted. If you **** up and get bad credit as a result of being irresponsible there are companies out there that will help get negative marks erased from your credit report.

I paid $79/month for Lexington Law Firm to improve my credit. Within 4 months my credit score went from a 540 to 680. Ofcourse, what they did can easily be done by yourself thus saving you the $79/monthly fee. I'm just too lazy for that ****.
yep, laziness is a killer sometimes.