I need to boost my credit score.

[JennB]

The way to build credit is to show responsibility with it. You will have to use it some to show that. I worked in finance for years. I've seen someone with a 710 need a cosigner on a car because despite the score, he had no history. One account, never used it. The bank asked for more.

Get a card, either pay it off in full every month or never go over 30% of your limit and with time, it will build your credit quite well.

[blaknoize]

The way to build credit is to show responsibility with it. You will have to use it some to show that. I worked in finance for years. I've seen someone with a 710 need a cosigner on a car because despite the score, he had no history. One account, never used it. The bank asked for more.

Get a card, either pay it off in full every month or never go over 30% of your limit and with time, it will build your credit quite well.

LOL, thats tru to. I was gonna get me a new Civic once and I needed a co-signer for it cuz my history was so short. So I'ma wait awhile longer and try it again. AND DONT CHECK UR CREDIT ALL THE TIME, IT COSTS LIKE 3-15 POINTS DEPENDING UPON WHEN AND HOW OFTEN U CHECK IT.

[Sammich]

LOL, thats tru to. I was gonna get me a new Civic once and I needed a co-signer for it cuz my history was so short. So I'ma wait awhile longer and try it again. AND DONT CHECK UR CREDIT ALL THE TIME, IT COSTS LIKE 3-15 POINTS DEPENDING UPON WHEN AND HOW OFTEN U CHECK IT.

oh yea i know about pulling credit...fools tried to pull my credit when i went shopping for a car after my car got stolen...buncha jewz lol

The way to build credit is to show responsibility with it. You will have to use it some to show that. I worked in finance for years. I've seen someone with a 710 need a cosigner on a car because despite the score, he had no history. One account, never used it. The bank asked for more.

Get a card, either pay it off in full every month or never go over 30% of your limit and with time, it will build your credit quite well.

i always thought it was 50%...thanks for the insight..and i guess i could do the insurance thing also.. ..or car payment...holy snipes...i got some ideas. thanks people