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Thread: I need to boost my credit score.

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    Respect is EARNED Motivation's Avatar
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    go charge something really expensive to your credit card. Take it back a few days later and have them credit it back. The credit card company looks at it as a payment... some old guy I work with said he done that a few times. said it helped a little. how much longer you have on your car loan? once that is gone, your credit should go up quite a bit...
    Back to being stock and slow

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    IA's MIA'r Sammich's Avatar
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    Quote Originally Posted by Motivation
    go charge something really expensive to your credit card. Take it back a few days later and have them credit it back. The credit card company looks at it as a payment... some old guy I work with said he done that a few times. said it helped a little. how much longer you have on your car loan? once that is gone, your credit should go up quite a bit...
    well i've had this car loan for like 2months so far. my other car was stolen and i had that car for 11 months exactly and about the 12th month the insurance paid off the rest, then i started this new loan. i'm almost done with credit cards although i have been thinking about getting an american express and just putting it in my drawer at home so i wont have a tendency to pull it out and use it. i dont want to go about doing the 'pay off the car with the credit card routine.' having that credit card i had already stressed me out even thought i only had a limit of $1000.

    Quote Originally Posted by JennB
    The best thing to do would be to use your current credit card. Use it on things that you buy every month, not frivolous things, and pay it off every month. One of the best things for your credit is time. Have too many brand new accounts is bad while having a couple of long term accounts is a huge help.
    well i already paid off and canceled that credit card, because the company sucked in all avenues, so as far as using my current credit card, i dont think that's an option.



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