Originally Posted by
imbosile
Update... I tried to open an HSBC account this morning, upon doing a background check they pulled up my credit report and found that apparently I have a mortgage out in my name that was opened in 1999, keep in mind I am 19 years old right now.
And as if that weren't enough, I have 3 other loans out right now apparently in my name and social security number. Again keep in mind I am 19 years old and have never had any sort of loan whatsoever, and I've never had a credit card either. So my credit report should definitely be completely blank.
Thank god I have a aunt who is a lawyer, she told me this sounds like a pretty big law suit waiting to happen. She told me there was a lot of mortgage scams going on around 5-6 years ago.
I've spent all day calling the three credit bureaus, Wachovia, and HSBC. This day has sucked.
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