Anyone use an onine only savings account?

[Julio]

Update... I tried to open an HSBC account this morning, upon doing a background check they pulled up my credit report and found that apparently I have a mortgage out in my name that was opened in 1999, keep in mind I am 19 years old right now.

And as if that weren't enough, I have 3 other loans out right now apparently in my name and social security number. Again keep in mind I am 19 years old and have never had any sort of loan whatsoever, and I've never had a credit card either. So my credit report should definitely be completely blank.

Thank god I have a aunt who is a lawyer, she told me this sounds like a pretty big law suit waiting to happen. She told me there was a lot of mortgage scams going on around 5-6 years ago.

I've spent all day calling the three credit bureaus, Wachovia, and HSBC. This day has sucked.

Lawyer? Lol... She made it sound so easy.

Get ready to suffer man... Sounds like identity theft to me...

If I was you I would "freeze" your credit to prevent anything else until you clear that **** up.. big pain in the ass..

[imbosile]

Lawyer? Lol... She made it sound so easy.

Get ready to suffer man... Sounds like identity theft to me...

If I was you I would "freeze" your credit to prevent anything else until you clear that **** up.. big pain in the ass..

No she didn't make it sound easy, I know this is going to be a huge pain in the ass. The biggest problem right now is that I can't even see my credit report, I don't want to freeze my credit or place an alert on it because I don't even know if in fact there is anything on it. The only reason I think there may be is because of these "test" questions that HSBC gave me coupled with the fact that for some reason I can't even view my credit report online, I've even tried paying the $40.

**** this. This is so ****ty.


What do you like more about ING than HSBC?