Quote Originally Posted by jR1_kS14
Yes, you are SCREWED.
Your insurance rates WILL GO UP.
You better hope that the other driver does not decide to sue you.
Because you are registered under your dad, he has the potiential to lose everything. It has happened before. Dude wtf are you doing getting into accidents your fault. Young and crazy, still in high school...wow.
I honestly don't think the lawsuit part will happen unless you killed the other driver or really, really seriously injured them. If they're physically ok then their/your insurance will pay for the repairs to their car and they'll probably just be on their merry way.

But yes, unfortunately your insurance WILL go up. In court they may not even ask you anything unless you want to defend yourself. Most courts just want their money ASAP. It's hard to say how much the ticket will be. Anywhere from 2-500 bucks. Hopefully on the low side.

And, of course, try to be more careful. Everybody screws up. You obviously weren't drunk or something. You just made a mistake.

Good luck, man.

EDIT: Wait...where did he say he's been in 5 accidents in a month?! If that's the case...dude stop driving for a little while. Bad **** follows you around...