No I dont owe anybody ANYTHING, I paid $20 to become a member and get things i need for %15 off. I could've paid retail but I didnt want to. Now yes when ppl sign under me what ever they buy or sell I get a % of it, that person buying or selling owes me NOTHING, shaklee cuts me a check, now that person under me buys things he or she uses ALREADY and tell a friend about it and there friends buys things they already use anyway they get money back also. No $$$ ever come out of my pocket unless I buy something for myself. I dont have to keep inventory.