I think ING is currently around 4.2%. Big banks like Wachovia and BOA are not the place to go for savings. Those banks are a place to keep a few hundred to use as back up for your checking but not to earn a return on your money. Their interest rates are so low they are barely worth the effort.

This link shows the current interest rates for accounts in GA http://www.bankrate.com/brm/rate/mmm...,24&product=33

As you can see, Wachovia and BOA are waaaaay down the list (It shows their Money Market rates, regular savings are even lower). Of course, which account you choose depends on how much you have to open the account with. Some of these accounts offer awesome rates, but require a good bit of $$ to start the account.

The only deal that I know of at ING is a free $25 when you open an account with a $250 opening balance. You need a referral from a current member to do that. If you choose ING, let me know and I'll refer you.