Quote Originally Posted by pimpstaman90
First you need a bank account to start any sort of credit...


huh? BS. lol.. The only time bank account make a report to your credit is when you overdraft or any other **** like that and dont pay..

Having a regular savings or checking acccount does not help your credit.

Most major banks do not report on regular accounts.


Only when you **** up, they do a bad report on your credit + they put you on chex systems.