Any loan is a debt: car, personal, student, line of credit, credit card, home equity etc.

Bottom line do it yourself, do not rely on a 3rd party for that type of service.

Some people end up worse off using a consolidation co. ie: bills not being payed on time.

$2500.00 total is.....damn that's....minuscule.

Draw up a financial assesment, see what payment you can manage consistently (monthly) and knock it out.

Please do it yourself.