but to build your credit, i dont see it helping any if they do report it to the bureaus.
credit deals with how you handle your money and your possesions, you arent paying on something you own.a mortgage you are stuck with for thirty years, renter you can walk away any time, no obligation to the long term.

get a credit card, pull it out once a month and buy a pack of gum, mail off the payment on time every month for the that dollar you spen and that would help you alot more. discover card usually pretty easy to get if you new to debt.

i had to get a credit card for my wife to help her with her credit, hers was bad though, it required me to put a couple hundred bucks into the account before she could use it, kinda sucked cause all we were doing was using our own money but also paying interest on all purchases, but after about a year she finally was able to get a regular credit card.

credit is a bitch, just remember u mess it up, u gota wait 7 years for it to drop off.start off slow