Honestly, this thread reeks. It makes no sense. If you have the qualifications you say you do, then why would you not work for a regular job? What's your credit have to do with it? You think you're going to garnished? According to your post, though, your only reasoning is cashing your check. Most every company uses a large bank. Like Suntrust, Wachovia and such. It just doesn't make sense. Later, QD.