Yes insurance will kill you....shit jsut my 03 GT is a good bit, and a firne do fours whos older, has an 03 cobra convt. and he pays out the ass...with no speeding tickets and shit....ALSO you need to go out and drive those a couple times. If you never have, and all you are use to is a honda fwd..then you will wrap your ass around a tree REAL fast. its alot different. Mine will break the backend loose in 2nd...so i can only imagine a supercharged one!