student loan - http://www.clarkhoward.com/education-resources/ alot of links in there. if it gets confusing call them, they can help you. all free.

car loan - i though banks wouldn't loan on anything older than 7 yrs. Just get your financing in place before you buy so you can negotiate on the price of the car. Doesn't make sense to get car if you don't have the financing in place. I highly recommend not getting the loan where you buy car from either. A buddy of mine bought a S2k for 33k and with financing it was 55k in total payments over 6 yrs, honda dealership totally ripped him a new one on his first brand new car. I've seen worse so... GL and let us know how it turns out.