Well... why are you trying to put it in your dads name when its not your dads car and i am guessing he's not going to be driving it?
to save money? yeah, that's a scam.. ask your insurance company (oh right then they wouldnt let you do what you are trying to do right?)
I know and understand EXACTLY what you are trying to do... and you wouldn't be trying to do it if you weren't trying to scam money (yes, not paying what you rightfully should is scamming)... i mean... if you paid the same in your name you wouldn't be having this issue would you?
regardless of whether or not you have full coverage... it's a scam... sorry to say

you'll understand some day when your premiums go up cause some kid is trying to pull the same shit you are... so just remember that you did it too so you have no room to complain... just saying... we all do our time...
do you not pay your taxes too?