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Thread: motorcycle insurance

  1. #1
    ....and my top let back umairejaz's Avatar
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    Default motorcycle insurance

    hows it work in GA?
    is it required, average cost for libility, does it matter if the bike is paid off....

    bike: 01' honda 600f4i

    im sorry if its a stupid question

  2. #2
    Who Cares? Rabunchic's Avatar
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    It is required and it depends on your driving record as to the cost.

  3. #3
    RIP John + Leisa :( civic95's Avatar
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    Your going to get so many different replies. It's best to take the 10 mins, call your insurance company, and get an accurate quote. There are too many variables:

    bike
    coverage
    county you live in
    age
    driving record
    how many cars you have insured already
    etc

  4. #4
    Who Cares? Rabunchic's Avatar
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    Yeah I agree just call

  5. #5
    emartu
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    for a rough example i have a clean record, am a 20 year old male. my insurance for a 92 katana 600 was $800 a year, and a 2002 yzf 600 was $750 a year, both for liability and listing the use of the bike as recreation. it also depends on what insurance company you call, i've had the best experience with progresive

  6. #6
    Drifter/Kneedragger
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    every insurance company has a different method of classification on bikes too, which will give you greatly varying answers from each company.

    also, check with your lender to see if they require a certain level of coverage. every lender i know of requires full coverage on the bike until their lien is lifted (paid off), and of course the state requires liablilty coverage.

  7. #7
    www.davesierra.com sierra's Avatar
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    Umair, when did you get that bike?
    WTB: '91 Civic auto transmission. Thank you!

  8. #8

    Default

    damn chuck you got ass raped!! I pay 320 a year for liability on a 98 gsxr 600, progressive owns! they are the best insurance rates ive found so far.....if you dont own your bike you are supposed to carry full coverage, age helps ALOT and so does the issue of carrying liability or full coverage. call progressive they are the best deal on motorcycle insurance

  9. #9
    emartu
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    did you read my post or just that number??? that is the cheapest rate i could find after called nearly every company and I DO USE PROGRESSIVE...lol. but its just expensive because i had stuff on my driving record, i am 20...

    and actually now that i think about it, i did get coverage against uninsured motorists, which was about 300 more a year.

  10. #10
    Who Needs Pistons Salty12's Avatar
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    i'm with those guys.. i've got mine through progressive as well.. i think it's $31 a month fo r a TL1000R

  11. #11
    ....and my top let back umairejaz's Avatar
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    30 a month is what i was expecting, and i understand completly on how theres so many variables to consider. thanks for the help.

    dave, i havnt got the bike yet, im still looking

  12. #12
    www.davesierra.com sierra's Avatar
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    Oh... gl finding a bike...

    did you ever sell your teg?
    WTB: '91 Civic auto transmission. Thank you!

  13. #13
    ....and my top let back umairejaz's Avatar
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    i might keep it and just get a bike, nothings working out

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