ESPECIALLY FOR CARS OVER THE $5K WORTH MARK..WHY ARE YOU GOING TO OFFER TO MAKE PAYMENTS INSTEAD OF GOING TO THE CREDIT UNION OR BANK TO GET IT FINANCED? I MEAN IF YOUR CREDIT IS BAD WITH THEM, THEN WHY WOULD SOMEONE W/ A CAR WORTH MORE THAN $5K OR WHATEVER TRUST YOU TO PAY THEM FOR X AMOUNT OF YEARS/MONTHS FOR X AMOUNT OF DOLLARS IF YOU WONT PAY YOUR DEBTORS?