Yesterday, i decided to go over to my mom's to get my mail, since i do not live there anymore, and upon receiving such mail something came as a surprise to me.

A letter from a financial institution saying "Here are your checks, you can use it for tuition, payments..." blah blah blah.

I thought to myself, wtf is this? So this morning i called and said I had gotten the letter, they confirmed there was an account open. They verified my information and all seemed to match, except address (which i have no idea how they had the wrong address, but still i got a letter at my old address), phone number, and date of birth. Apparently this person made over 9k of purchases in my name.

At first, I seemed a bit "iffy" to start giving these people I had no idea about, if they were really said financial institution. So as I was on the phone, I checked all their phone numbers, etc and it matched, so after that I was fine with giving them information.

They were very nice, closed the account as a fraudulent account, and I do not have to pay a dime for it. After that they were nice enough to offer protection services for my social, free of charge, we spoke to Transunion and added the theft protection feature to my account and the other 2 big Credit score keepers (equifax and experian) and they have the same service in their system too.

Now when someone tries to open an account with my name, they have to call a direct number to me, and verify that it really is me (they have a password now) and i have to authorize that account to be opened.

Next step is to call the SS office and let them now. I am getting a bunch of packages in the mail i need to sign and return and also need to file a police report, because they might know who it is already.

Any thoughts? Should I have done something different? Has this happened to anyone here?

Notes:
Identity stolen
Account created
Lots of money stolen
Got it taken care of.