I need some of your banking knowledge. I ordered something online on Sunday night/Monday morning and I paid for it with paypal. I accidentally sent the payment with my checking account instead of with my credit card like I was supposed to I didn't notice it until this morning when I got an alert from BOA saying I was in the red Well it also overdrafted a bunch of other little things like food and such all the way from Thursday. Can they do that, since I sent the paypal payment on Sunday night?

Also, I spoke to some lady at BOA and she said that if I'm in the red by the end of the business day, that I will have overdraft fees for everything. So can I do a transfer from my BOA credit card into my BOA checking account and not get charged those overdraft fees? Thanks