Well I have been with T-Mobile since 2003, and all my phones have had the insurance, Im glad I had it, I have the Dash which since its a windows mobile phone it was about $400 when I bought it in February, well the screen cracked yesterday so I have a new one coming and will deliver Monday. I had to pay $110 for the deductable but thats sure better than $400 for a new one

Finally after paying for years for the insurance they gotta give me somethin!! LOL