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Thread: I switched to geico

  1. 09-08-2005, 10:19 AM #1
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    Default I switched to geico

    So for me and my mom on one policy at progressive we were paying $296 a month.. so I called this morning and switched to Geico (specially if soon I am getting another car) and I paid $113 upfront and now $84 a month.. for the civic.. On my record I have a car accident at fault, a failure to yield the right away (from accident), and a speeding ticket.. They are doing me good... I also had them price the supra and they said for both cars (including customized parts on the supra) I will be paying $230 at most a month.. not too bad for a 21 year old female..
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  2. 09-08-2005, 10:21 AM #2
    WTF..kebe
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    so you saved 15% or more
    Winners are made of failures who didnt quit.
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  3. 09-08-2005, 10:21 AM #3
    The Ren
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    Hey while im out of a job any small bit helps..
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  4. 09-08-2005, 10:30 AM #4
    4dmin
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    296$ a month for a civic
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  5. 09-08-2005, 10:32 AM #5
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    wow thats awesome, thats a good savings and good price for 2 cars.

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  6. 09-08-2005, 10:33 AM #6
    kelly marie
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    i have progressive... maybe i should call and get a quote from them...
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  7. 09-08-2005, 10:33 AM #7
    The Ren
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    Quote Originally Posted by admin
    296$ a month for a civic
    No.. a Civic and a tracker
    Val For President
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  8. 09-08-2005, 10:34 AM #8
    silver
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    I was going to say ... geico helped me out alot.. I went from paying $250 a month to $112 for the same policy.. When I asked the guy why it was so much cheaper he said they look at your driving record over 3 or 5 years i cant remember which but they quote you for each year.. so the more recent the ticket the higher the qoute.. as for other insurance companies they just give one quote for all tickets in the past three years...

    That made sense in my head, not sure about ya'lls, lol
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  9. 09-08-2005, 10:35 AM #9
    The Ren
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    Quote Originally Posted by DonGori
    wow thats awesome, thats a good savings and good price for 2 cars.
    Progressive wanted to ass rape me with a $430 a month for the civic and a TT supra... I couldnt believe geico was like $230 at most and that also includes the $2000 SSR wheels and $1500 for the upgraded breaks and suspension...(which was all I could think of at the moment)
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  10. 09-08-2005, 10:37 AM #10
    silver
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    Quote Originally Posted by XterraChic
    i have progressive... maybe i should call and get a quote from them...

    That is who i went from.. Progressive to Geico
    ~In life it's most important to find a world that belongs to us. Life is meaningful only when we can find this world.~
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  11. 09-08-2005, 10:38 AM #11
    Kristi
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    i have allstate. i pay $99.56 a month for full coverage on my maxima.
    Seen it all, done it all, can't remember most of it!

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  12. 09-08-2005, 10:38 AM #12
    kelly marie
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    plus i like the little gieco
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  13. 09-08-2005, 10:38 AM #13
    The Ren
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    I hate how progressive wouldnt cover any of the xtras on either car.. they told me they werent a "show" insurence... Geico just asked me what was on the supra and told me to estimate everything on there... of course it'll go up the more you put on there but with receipts she said they would cover it 100%...
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  14. 09-08-2005, 10:38 AM #14
    silver
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    Quote Originally Posted by Kristi
    i have allstate. i pay $99.56 a month for full coverage on my maxima.

    You suck....


    My isurance is about to go way high though.. but I deserve it, lol
    ~In life it's most important to find a world that belongs to us. Life is meaningful only when we can find this world.~
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  15. 09-08-2005, 10:40 AM #15
    Kristi
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    Quote Originally Posted by silver
    You suck....
    better than you!

    i have a clean record tho, no tickets or wrecks (knocks on wood). and since i have my homeowner's insurance through them too, i get like an extra 5-10% off.

    works for me. i may be adding james to my policy soon - and then my insurance is going to go through the roof! damn teggy drivers!
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  16. 09-08-2005, 10:42 AM #16
    The Ren
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    I was just very impressed how they handled themselves and It feels good to have my own insurence and not have it under moms even thought I gave her 1/2 of the money for the bill...
    Val For President
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  17. 09-08-2005, 10:44 AM #17
    silver
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    Quote Originally Posted by Mycivicjust8u
    I was just very impressed how they handled themselves and It feels good to have my own insurence and not have it under moms even thought I gave her 1/2 of the money for the bill...
    An I liked that when I called.. it was a live person that answered... you didn't have to go through menu options...
    ~In life it's most important to find a world that belongs to us. Life is meaningful only when we can find this world.~
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  18. 09-08-2005, 10:47 AM #18
    B16a2 Civic
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    hah...my aflac duck will kill that gecko

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  19. 09-08-2005, 10:48 AM #19
    kelly marie
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    yep the duck will chop that lil gecko right in teh neck
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  20. 09-08-2005, 11:05 AM #20
    Darling Nikki
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    Progressive in going through a law suit right now bc they like to go by your personal credit scores and then jack up your rates.
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  21. 09-08-2005, 11:09 AM #21
    kilpatty43
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    my insurance blows..

    "Yeah, I'm cocky and I am arrogant. But that doesn't mean I'm not a nice person." ~Jeremy Roenick
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  22. 09-08-2005, 11:55 AM #22
    thinkfast®
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    Most if not all companies use credit scores,though they may call it different things ..(here where I work we call it an "insurance score") and each company rates it differently too. The score helps determine how likely you are to cancel for non-payment (which costs companies the most $$) or what sort of payments you make (i.e. on time, a little late, never) LOL
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  23. 09-08-2005, 11:57 AM #23
    The Ren
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    I dunno how geico does it but My insurence agent tried to get me a better quote and found nothing.. all were $390+ for both the civic and the supra (full cov on both)... Geico just seemed to be the best price for me.. and like Silver said I like talking to a real person and not going through a whole bunch of automated stuff..
    Val For President
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  24. 09-08-2005, 11:58 AM #24
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    TT supra?... did i miss something?
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  25. 09-08-2005, 12:00 PM #25
    The Ren
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    I am looking to buy a TT supra soon.. I am going to Tn this weekend to look at one.. oh and I had that speeding ticket last year... and I took the defensive driving course ordered by the court.. Well.. because of that is also lowered my premium...
    Val For President
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  26. 09-08-2005, 12:06 PM #26
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    Quote Originally Posted by Mycivicjust8u
    No.. a Civic and a tracker
    Damn we only pay $230 a month with State Farm for a:

    '00 Civic
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    You all are getting ripped...lol
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  27. 09-08-2005, 12:07 PM #27
    thinkfast®
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    Brett, ask how many of 'em are over 25? LOL
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  28. 09-08-2005, 12:12 PM #28
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    Sucks for them!! HA HA HA HA HA
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  29. 09-08-2005, 12:14 PM #29
    The Ren
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    4 more years..
    Val For President
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  30. 09-08-2005, 12:24 PM #30
    trythefly
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    man I pay out of my ass for my insurance through Progressive. I've been meaning to call Gieco to see if they can really save me 15% or more. I'll do that now while I have a chance.....
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  31. 09-08-2005, 12:25 PM #31
    The Ren
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    Lemme know how it comes out.. I just wanted to share my expierence with everyone because I know if Im getting that good of a rate.. peeps with nothing on their record are ganna be doing great
    Val For President
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  32. 09-08-2005, 12:57 PM #32
    trythefly
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    heh i have a horrible driving record, all speeding tickets. But hey 4 come off my insurance this year alone! I was busy 3 years ago you can say....
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  33. 09-08-2005, 12:58 PM #33
    The Ren
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    Obviously... did you call them?
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  34. 09-08-2005, 01:01 PM #34
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    ehh I will tonight, I just got busy again and A State of Trance is on now.
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  35. 09-08-2005, 01:02 PM #35
    The Ren
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    Lol... slacker
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  36. 09-08-2005, 02:20 PM #36
    Kristi
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    Quote Originally Posted by kilpatty43
    my insurance blows..
    thats because you have had 3 hit and runs on your car! lol - plus they know how bad your luck is so they are going to make sure they get their money's worth! damn teggy driver! (btw - stay away from the maxima, don't want any of your luck) luv ya hefy!
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  37. 09-08-2005, 02:24 PM #37
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    Quote Originally Posted by admin
    296$ a month for a civic
    My old civic (2002 ex coupe) i literally paid $310 a month! Was fucking ridiculous...

    I pay half that on the Jeep, same coverage, and teh Jeep is newer, worth more, MUCH LESS SAFETY features (no abs, no side airbags, etc. all which the civic had).
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  38. 09-08-2005, 02:30 PM #38
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    We have Gieco on our 98' Accord and we pay like $121 a month. We were paying almost $200 a month through the other place.
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  39. 09-08-2005, 02:36 PM #39
    atlantamx3
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    I am with State Farm and pay $145 a month for a 2005 GMC Canyon (Leased too) and a 1992 Mazda MX-3.

    Both wil full coverage ans 100/300/50 liability limits, and a $1000 deductible for comp/coll.
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  40. 09-08-2005, 03:34 PM #40
    The Ren
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    now my mom ants to switch to geico too
    Val For President
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