a cheap 10MP digital camera or a name brand <8MP digital camera? i'm in the market for a DC and i'd like to get some opinions/facts.

walmart has a pretty decent camera on clearance. 10MP w/ a 1GB memory card for $130...i also see a 10MP w/ 32MB memory card for $115. i know most of you would say, get the one w/ 1GB memory but what about the cheapo digital camera ebay offers or some other not so hot cheap brands..i mean...i know nikon is at the top of the camera chain as far as digital cameras..but i dont plan on spending no more than $150 for a digital camera. i'm not planning on doing photography(although its a thought) but i just need something for family trips instead of taking crappy phone pics.

opinions needed please

PS if its in the wrong section please move..only thing i saw this going under was lifestyle