Someone stole my debt / visa card # and ranked up 7k

[TIGERJC]

Now my account is frozen and I will be unable to get any money until about 2-4 weeks from now. I am just glad I have $200 cash at home

I just checked my credit score last week 680 and I really hope that this hasn't fuk up my credit, since I am looking at getting another car.


Has anybody else dealt with this, if so do you have any tips?

[Spectic Tank]

What bank? Many banks claim to refund fraudulant charges...

[Sammich]

What bank? Many banks claim to refund fraudulant charges...

x2...when my card was hacked into they caught it the night they started doing it, called me and asked if i verified those charges, cuz for some reason i decided to keep what i NEEDED in my checking account and i only had like $50 in there..they racked up like $500 in charges and i told them it wasnt mine, they refunded me...it took like half a year for things to be fully cleared. i hope they look out for you

[TIGERJC]

Ga Telco

[TIGERJC]

I think I will get my money back, but the a.s.shole in Michigan put both my savings and checking account in the negative. So wouldn't that affect my credit score

[Spectic Tank]

I think I will get my money back, but the a.s.shole in Michigan put both my savings and checking account in the negative. So wouldn't that affect my credit score

From yahoo answers:

No, it won't affect your FICO score, however it could get reported to ChexSystems which is similar to a credit bureau for checking and savings accounts. The only way that if would hurt your FICO score would be if the overdraft went unpaid and the account was charged off with a negative balance.

[Kevykev]

From yahoo answers:

Could've just waited a bit that would've been the answer straight from me...

[Alan®]

once its all said and done you will be fine. good luck man sorry to hear it.

[Tracy]

Dan had it happen and he had to do lots of leg work himself to get it taken care of. I wouldn't suggest being idle and letting the bank handle it alone. Dan got on his on-line account ad called every company that had a fraudulent charge. His credit is fine after t all, but like I said he had to do a lot of leg work himself. Most of the companies will go ahead and reverse the charge immediately if you just inform them of the matter.

[TIGERJC]

Dan had it happen and he had to do lots of leg work himself to get it taken care of. I wouldn't suggest being idle and letting the bank handle it alone. Dan got on his on-line account ad called every company that had a fraudulent charge. His credit is fine after t all, but like I said he had to do a lot of leg work himself. Most of the companies will go ahead and reverse the charge immediately if you just inform them of the matter.

I have to get some more info from my bank tomorrow, and then I will file a police report and start making the calls to get everything reversed

[Tracy]

I have to get some more info from my bank tomorrow, and then I will file a police report and start making the calls to get everything reversed

Do you have on-line banking? If you do, you can start immediately on the charges they made. Each charge made has a corresponding phone number for the company where the charge was made and it should show up on your account. If they made direct withdrawals, then your bank will obviously have to deal with that. I'm not saying to not let your bank handle it...just make sure you are also involved because banks are b.itches.

[TIGERJC]

Do you have on-line banking? If you do, you can start immediately on the charges they made. Each charge made has a corresponding phone number for the company where the charge was made and it should show up on your account. If they made direct withdrawals, then your bank will obviously have to deal with that. I'm not saying to not let your bank handle it...just make sure you are also involved because banks are b.itches.

Doesn't have phone numbers listed on my online statement like my amex card statement does. But it shows the county and state the charged was made and the addresses on some charges. Time to pull up yahoo Map and get some phone numbers. I know exactly how slow companies are and you must stay on them and do things on your own if you hope to get anything done

[mocha latte cupcake]

i'd cry best of luck buddy!

[R3RUN]

That sucks man. James Earl Jones kicks ass though.

[hydroshutter]

Maybe they can do something about you being a mod, too.

[TIGERJC]

Maybe they can do something about you being a mod, too.

hit a fu.cking tree for me

I'm really am not in the mood

If you have problem about me being a mod, then ***** about me to Juilo or to admin.

[TheProfiteer]

hit a fu.cking tree for me

I'm really am not in the mood

If you have problem about me being a mod, then ***** about me to Juilo or to admin.

ah dont take hydroshuter personally, hes just a phucking idiot anyway, he cant help it, all his shi!t is phucking uselss.

[hydroshutter]

ah dont take hydroshuter personally, hes just a phucking idiot anyway, he cant help it, all his shi!t is phucking uselss.

Who the hell are you?

[TIGERJC]

Thanks for the kind words and tips ppl

[RandomGuy]

as if black people didn't already have sh!tty credit

















































lol JK lirl blahahahah

[TIGERJC]

as if black people didn't already have sh!tty credit


lol JK lirl blahahahah

lol, but I am special

[On_Her_Face]

same **** happened to my credit card friday night, luckly they only charged like 700 and i can cancel it, but the weird thing is that i still have my card

and it was not internet charges

[TIGERJC]

same **** happened to my credit card friday night, luckly they only charged like 700 and i can cancel it, but the weird thing is that i still have my card

and it was not internet charges

same here, I still have my card, but they were able to charge wellover 800 at the numerous gas stations in Michigan. That leads me to believe a Ni.g.g.a was behind it, only they ride around on E all the time. SO more than likely they hooked up all their homies too

[hydroshutter]

Quit your bitching, you posted this for sympathy and attention.

Even if I ran into a tree, I'd still have my car running in 100% shape before you fixed your MR2.

[TIGERJC]

Quit your bitching, you posted this for sympathy and attention.

Even if I ran into a tree, I'd still have my car running in 100% shape before you fixed your MR2.

I believe I asked for tips dumba.ss

If you ran into a tree your as.s wouldn't be fixing anything, so I don't believe your claim. I really do not post in the WL, I posted this to get tips on how to handle the situation as this is my first time. Hopefully your gun discharges while you're looking down the barrel, that way this thread will continue to stay on track.

FYI the mr2 has been up and running for 3 months

[TIGERJC]

Currently Active Users Viewing This Thread: 5 (5 members and 0 guests)
TIGERJC, Fred Sanford, imbosile, Slow Motion, redGT

I love this alter ego, I wonder what he will say

[Fred Sanford]

All fred wants to know is, how the **** do you get your cc # stolen? Seriously, how dense are some of you people. I've handled thousands upon thousands of cc transactions and have yet to have a single issue.
You really must suck at life to find yourself in such a predicament.
Black on black crime, what a pity. Maybe next time you won't try and order anal beads from another blackplanet.com member.

[TIGERJC]

All fred wants to know is, how the **** do you get your cc # stolen? Seriously, how dense are some of you people. I've handled thousands upon thousands of cc transactions and have yet to have a single issue.
You really must suck at life to find yourself in such a predicament.
Black on black crime, what a pity. Maybe next time you won't try and order anal beads from another blackplanet.com member.

hydroshutter I mean Fred, you're right. I hardly ever use my debit car to purchase anything and I have never used it for online purchases.

I know how to hide my ip too, so you want to have a alter ego battle b.itch?

[Fred Sanford]

When will you learn that I am not an AE? Seriously. I think hydroshutter says what he wants, he doesn't need an AE.
Wtf is as AE battle exactly? Do share your finite wisdom on the internets with me.

[hydroshutter]

What the hell are you saying?

Check my IP with his and then keep running your mouth if he's an AE or not, otherwise shut the **** up and ***** about your CC getting stolen to your other fake friends.

3months? CONGRATULATIONS! Some of us don't need 2 years to save up $1k to fix a car. If you're this much of a hardass, I wouldn't mind speaking with you next time we're at the same event.

[hydroshutter]

Furthermore, you're a moron if you can't see the difference in Fred's sentence formulation and mine. I would come to expect that from you, though.

Don't talk **** you won't answer to from this Local forum.

Feel free to Instant Message me on AIM if you want to set it up.

[TIGERJC]

Furthermore, you're a moron if you can't see the difference in Fred's sentence formulation and mine. I would come to expect that from you, though.

Don't talk **** you won't answer to from this Local forum.

Feel free to Instant Message me on AIM if you want to set it up.

talk sh.it?? Where at it?

I believe I posted this thread to get tips about handling this situation and then some person came in and attempted to attack me. I did say attempt, just shows how b.itch like yourself gets off

[Fred Sanford]

Hydroshudda don like peepul playin awn he fone cuh!

[hydroshutter]

I sent your Webster look-alike ass a PM, you can keep e-thugging this thread up.

[Fred Sanford]

I have a question for you oh great thread starter. I know you didn't have 7k in the bank. Did you really mean 70 dollars? I'm sure if you kept 7k in the bank, you wouldn't be driving one of sanford autos finest pieces.
So, this is me calling BS on your claims of 7k sir.

Also, here is why fred is so much smarter than you when it comes to personal finance.
I have a crazy ass thing called e-alert that sends me an E-mail to my phone each time a transaction is made on my accounts. Wow, what a novel idea!

[TIGERJC]

I have a question for you oh great thread starter. I know you didn't have 7k in the bank. Did you really mean 70 dollars? I'm sure if you kept 7k in the bank, you wouldn't be driving one of sanford autos finest pieces.
So, this is me calling BS on your claims of 7k sir.

Also, here is why fred is so much smarter than you when it comes to personal finance.
I have a crazy ass thing called e-alert that sends me an E-mail to my phone each time a transaction is made on my accounts. Wow, what a novel idea!

I dont have the money (I wish), They drained both my checking and savings and mad charges using my visa.

[Tracy]

Um, not to be a downer debbie or take sides....but hydro, you came at him first

[TIGERJC]

BCTIGERJC1 (7:13:30 PM): wt do you want
Hydroshutter (7:15:20 PM): If you have a REAL problem with me, we can meet up and handle this.
Hydroshutter (7:15:29 PM): I'm not about to talk your bull****.
BCTIGERJC1 (7:16:04 PM): problem **** u
BCTIGERJC1 (7:16:16 PM): I never came at u, u did come at me
Hydroshutter (7:16:32 PM): You're making a problem the more you type.
Hydroshutter (7:16:39 PM): I don't have a problem coming up to you, dude.
BCTIGERJC1 (7:16:45 PM): I don't find ppl, feel freely to come to find me
Hydroshutter (7:16:53 PM): Exactly, ***** out.
BCTIGERJC1 (7:16:59 PM): ***** out
BCTIGERJC1 (7:17:00 PM): lol
Hydroshutter (7:17:02 PM): I knew you would.
BCTIGERJC1 (7:17:04 PM): funny
Hydroshutter (7:17:09 PM): I'll come out there then.
BCTIGERJC1 (7:17:20 PM): Ok wt time and where
Hydroshutter (7:17:44 PM): Let's meet at the Varsity
Hydroshutter (7:17:59 PM): I'll be glad to smack that chicken bone taste out of your black ass mouth
BCTIGERJC1 (7:19:00 PM): big money come to my area, I work thur to close. I may stop by, but who knows. ROFL
Hydroshutter (7:19:27 PM): Big money? Yeah, because I make more than $7/hr?
BCTIGERJC1 (7:19:54 PM): I am worried about taking care of my money problem, you're more than likely can cmoe and see me
BCTIGERJC1 (7:20:08 PM): I go to school at gpc, and I work at perimeter
Hydroshutter (7:20:15 PM): Which campus?
BCTIGERJC1 (7:20:44 PM): dunwoody
Hydroshutter (7:20:50 PM): Ok
BCTIGERJC1 (7:21:12 PM): 6-10am Mon-friday
Hydroshutter (7:21:26 PM): Damn, then it's off to KFC?
BCTIGERJC1 (7:22:12 PM): then it is off to plug your mom for 20. I could resist, even though its elementary school saying
Hydroshutter (7:22:12 PM): I'll see if I can come find you when my schedule allows it, I have an actual job, but this would be worth it.
BCTIGERJC1 (7:22:20 PM): ok
Hydroshutter (7:22:47 PM): Say **** about my Mom? Nice. Your mind comprehends as young as you look.
Hydroshutter (7:22:51 PM): Are you even 18?
Hydroshutter (7:23:01 PM): I'd hate to beat a minor into submission.
BCTIGERJC1 (7:23:01 PM): 21
BCTIGERJC1 (7:23:12 PM): far from minor
Hydroshutter (7:23:22 PM): Even worse, maybe you should ATTEND school, rather than just work there. Janitor?
BCTIGERJC1 (7:23:34 PM): wow the tough guy got his feeling hurt, well come in find me
BCTIGERJC1 (7:24:14 PM): lol nice
Hydroshutter (7:24:28 PM): You didn't answer my question
BCTIGERJC1 (7:24:32 PM): I wish I was that clever
Hydroshutter (7:24:32 PM): Or do you prefer custodian?
BCTIGERJC1 (7:25:15 PM): I am going bowling tonight,are you down
Hydroshutter (7:25:22 PM): Where?
BCTIGERJC1 (7:25:29 PM): kills forum crew
Hydroshutter (7:25:54 PM): I have plans tonight
BCTIGERJC1 (7:26:12 PM): nooooooooooooo, cancel them I thought u had to prove yourself
BCTIGERJC1 (7:26:24 PM): isnt this why you're bitching in the first place
Hydroshutter (7:26:29 PM): I have nothing to prove, but I will come find you when it's convenient for me
BCTIGERJC1 (7:26:45 PM): what that is even on your side of town
Hydroshutter (7:26:51 PM): I'd hate to come to the projects and wake up mama and your bro/sisters
BCTIGERJC1 (7:27:17 PM): you obvilously down know me then
BCTIGERJC1 (7:27:21 PM): don't
Hydroshutter (7:27:34 PM): I know all that's needed
Hydroshutter (7:27:50 PM): So if you want to keep up, we will eventually meet
BCTIGERJC1 (7:28:07 PM): keep up with
Hydroshutter (7:28:15 PM): ok
BCTIGERJC1 (7:28:17 PM): what
BCTIGERJC1 (7:28:25 PM): what are u talking about
BCTIGERJC1 (7:28:28 PM): now

[hydroshutter]

Nice edits.

[Alan®]

??????how do yall go from meeting up to KFC to bowling