My Health Insurance Nightmare - Pay Attention to the Details

[bu villain]

They didn't make it cheaper or more expensive on average. They just made it cheaper for sicker/poor people and and more expensive for healthier/wealthier people. I don't think they really thought it would drive actual costs down that significantly. Maybe small amounts due to things like decreasing emergency room visits but nothing monumental. Again, costs may have increased for you personally (you are young and healthy), but overall I haven't seen much evidence that healthcare costs for the population at large have increased any faster than they were before the ACA.

[Vteckidd]

They didn't make it cheaper or more expensive on average. They just made it cheaper for sicker/poor people and and more expensive for healthier/wealthier people. I don't think they really thought it would drive actual costs down that significantly. Maybe small amounts due to things like decreasing emergency room visits but nothing monumental. Again, costs may have increased for you personally (you are young and healthy), but overall I haven't seen much evidence that healthcare costs for the population at large have increased any faster than they were before the ACA.

The fact that a year ago i could purchase plans with a variety of deductibles from $0-10,000, and now, they all START at $6350, tells me that they have increased MUCH faster than before.

I dont know how long you have had insurance, but I had not trouble the last 3-4 years having 1500/1500 or 1500/3000 plans. They dont exist anymore.

[bu villain]

The fact that a year ago i could purchase plans with a variety of deductibles from $0-10,000, and now, they all START at $6350, tells me that they have increased MUCH faster than before.

I dont know how long you have had insurance, but I had not trouble the last 3-4 years having 1500/1500 or 1500/3000 plans. They dont exist anymore.

I think you are misunderstanding me. I agree, the cost for YOU have gone up because of ACA. My costs have gone up as well. That is not true for everyone though. Most people with preexisting conditions and poorer people are now able to get coverage at a much cheaper cost than they were before.