Originally Posted by
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So you admit that it wouldn't be competition because the government is essentially a non profit? I guess I can't argue with paying less for overhead...
By myself I'm paying $75 a month for insurance with a $2k deductible. So with a public option, I can either
a) Continue to give that money to BCBS, who is for profit, so they have a bunch of overhead, advertising costs, Ferraris, beach homes, etc. Your work pays the balance. This is what already happens.
Or
b) bump my taxes up at the end of the year $1000-$1500, rolled in with Medicaid/Medicare to a department of healthcare or something who has less overhead since they are essentially a non profit. Your work pays the balance, like they do already, set a copayment, deductible, make it all progressive like income taxes (a little more progressive than income tax). Withhold for it on your w2 so you never even see the money.
Or
c) Choose neither, pay for healthcare at the point of service.
Or make it universal, everyone (citizens, taxpayers) now pays for insurance b, no copays. This takes the guy at the hospital bumping up non-insured bills to cover non-payers out of the equation. These inflated costs obviously add to the current cost of healthcare, GONE. No more $100 bills for 50 cent Tylenol since everyone is now paid up It MAY BE an investment up front, but a healthier nation will use it less in the long run, and healthier people are more productive, especially if they (lower, middle class, the producers) aren't worried about a $20k bill for a broken arm
The public option gives insurance companies an actual incentive to compete in prices and reigns in windfall profits. There is currently no real market for health insurance. The end user of such a product has effectively zero input. No one wakes up one day and says "I think I'll take a bullet to the abdomen today! or how bout I get cancer next week! lets go hospital and insurance shopping"
Out of all the industrialized nations, those that have universal healthcare spend half as much as the US.
Would you flee the country if you had to spend the same amount, or most likely less than what you ALREADY pay, to a universal healthcare system rather than a private healthcare system like we already have?
If you did flee the country because you thought healthcare taxes were too much of a burden, where would you go? Everyone else already has universal healthcare. Lol.